Home Improvement Financing Risk Manager

The Home Improvement Financing Risk Manager oversees credit, operational, and third‑party risk within the unsecured home improvement lending portfolio. They analyze lending performance, monitor partner and contractor risk, and implement strategies to drive responsible growth and regulatory compliance. The role identifies trends, detects emerging risks, strengthens controls, and collaborates with Product, Credit, Compliance, and Vendor Management teams. They develop and monitor key risk indicators, dashboards, and risk assessments to support underwriting policy. They lead risk initiatives, oversee monitoring and testing programs, and provide guidance to analysts or junior staff. They partner cross-functionally to resolve findings, implement policy changes, and ensure scalable, compliant operations.